Santa Clarita Homebuyer Do’s & Don’ts While in Escrow

Congratulations on moving into the next phase of purchasing your new Santa Clarita home.
Once you’re in escrow, every financial move matters — even small changes can affect your final loan approval. Lenders often verify credit, income, and assets right up to the hour before closing, so it’s important to keep things steady.

This guide from Miguel Soler and SantaClaritaHomes.com outlines simple steps to help protect your approval, your deposit, and your peace of mind as you move toward closing.

Avoid These Common Pitfalls

These actions can delay or jeopardize your loan and may put your escrow deposit or sales contract at risk.

1. Don’t change or quit your job without first speaking with your lender or real estate agent.

2. Don’t open new credit accounts or let anyone pull your credit except your lender.

3. Don’t move or transfer funds between bank accounts without notifying your lender.

4. Don’t co-sign for anyone—no matter how small the request.

5. Don’t make large purchases on credit (cars, furniture, or other real estate).

6. Don’t miss or delay payments on existing accounts.

7. Don’t ignore your lender’s requests for documents or verifications.

Stay on Track

Follow these habits to keep your Santa Clarita home purchase running smoothly.

1. Do keep all payments current on credit cards, car loans, and your current mortgage.

2. Do maintain funds in your bank account and avoid large cash deposits.

3. Do stay in close contact with your agent, lender, and escrow team.

4. Do have all required funds ready soon after your home inspection.

5. Do respond quickly to messages from your real-estate professionals.

Bottom line: during escrow, stability is everything.
Keep your financial life calm and consistent until the keys to your new Santa Clarita home are in your hand.

For more buyer and seller resources, visit SantaClaritaHomes.com or connect directly with Miguel Soler, RE/MAX of Santa Clarita — trusted local expertise for over 25 years.